Retiree Health Benefits for National Benefit Fund Members
Important Information about Your Telehealth Benefit
- Aetna is waiving all Teladoc co-pays for 90 days. If you think you may have symptoms of the coronavirus (COVID-19), speak with a Teladoc doctor today: 800-TELADOC (835-2362).
- Aetna is also waiving co-pays for all video visits through the CVS MinuteClinic app and in-network providers who offer live video-conferencing.
Eligibility
You and your spouse are eligible for retiree health benefits through the 1199SEIU National Benefit Fund when you retire under one of the following pension benefit options:
Full (“Normal”) Pension Benefit
If you retire at age 65 with at least 10 years of credited service and/or vesting service and were an active member covered by the 1199SEIU Benefit Fund immediately before you retired, you are eligible for coverage that includes hospital, medical, emergency, outpatient surgery, prescription drugs, routine foot care, chiropractic care, vision and hearing.
Reduced Early Pension Benefit
If you retire at age 55 with at least 10 years of credited service and/or vesting service with a contributing employer, you are eligible for:
The Early Retiree Dental Plus Plan, which includes a dental benefit of up to $3,000 per year, a hospital indemnity plan, which pays $200 per day, up to 10 days per hospital stay, and a vision benefit;
OR
The Early Retiree Prescription Plan, which includes prescription drug coverage, and vision and hearing benefits.
If you retire between ages 60 and 64, you will receive the same retiree health benefits that members retiring with a Normal Pension Benefit receive when you reach age 65 and are Medicare-eligible.
Unreduced Early Pension Benefit
If you retire at age 62.5* with at least 25 years of credited service and/or vesting service with a contributing employer, you are eligible for coverage that includes hospital, medical, emergency, outpatient surgery, prescription drugs, routine foot care, chiropractic care, vision and hearing.
Disability Pension Benefit
If you retire at any age on a Disability Pension, with at least 10 years of credited service and/or vesting service with a contributing employer, you are eligible for coverage that includes hospital, medical, emergency, outpatient surgery, prescription drugs, routine foot care, chiropractic care, vision and hearing.
NOTE: If you leave covered employment and do not begin to receive your pension within one year, you will not be eligible for supplemental retiree health benefits through the 1199SEIU National Benefit Fund. If you are considering delaying the commencement of your pension, please call the Pension Fund or discuss this with a Pension Counselor.
*If you were born before July 1, 1959, you can qualify for health benefits and collect a full pension at 62 with 20 years of credited service and/or vesting service.
Summary of NBF Retiree Health Benefits
To Retire with National Benefit Fund Health Benefits
Age |
Years of Service |
Coverage (WC I)(Must retire from active service) |
|
| 62.5–64* | 25 | Full (active) benefits, excluding dental | |
| 65+ | 10 | 1199SEIU Aetna Medicare Advantage Plan: You must be enrolled in both Medicare Part A (hospital) and Medicare Part B (medical). Includes Rx, vision, hearing, dental, life insurance, burial and 50% Part B premium reimbursement. | |
| 55–64 | 10 |
Dental Plus Plan: Includes dental, vision, limited hospital indemnity and spousal coverage**
OR Prescription Plan: Includes vision, hearing, Rx and spousal coverage** |
|
*Members born before July 1, 1959, or commencing benefit payments prior to January 1, 2019, are eligible for retiree health benefits at age 62 with 20 years of service.
**Eligible members retiring at age 60–64 are eligible for the “65+” benefits when they turn 65 and enroll in Medicare. Eligible members retiring at age 55–59 are only eligible for the Prescription Plan when they turn 65 and enroll in Medicare.